Insurance Essays


Found 14506 essays.

Free Student Auto Insurance Quotes Business Essay

Many insurance agencies as well as agents normally charge a nominal fee for giving the auto insurance quotes from different insurance companies. Many insurance companies as well as insurance agencies provide insurance quotes to customers.


1933 words (4.8 pages)
Relience Insurance Essay

At insurance Pandit, we offer a convenient way to compare travel insurance plans offered by reliance insurance company. Insurance act , 1938 and the general insurance business ( nationalize ) act ,1972 regulate the insurance business.


1682 words (4.2 pages)
Importance Of Insurance Sector Economics Essay

There are five major categories of general insurance motor insurance, fire insurance, marine insurance, health insurance, and last one called miscellaneous insurance. And miscellaneous insurance having a remaining share of 7% which includes aviation insurance, cash insurance and travel related insurances.


1889 words (4.7 pages)
Frauds in Insurance Essay

The potential for growth of insurance industry in India is immense as nearly 80 per cent of Indian population is without life insurance cover while health insurance and non-life insurance continues to be well below international standards. The different types of insurance are life insurance, health insurance, automobile insurance, and property insur...


3509 words (8.8 pages)
Career Development in Insurance Sector Essay

For new entrants, any graduation with specialized diploma in insurance domain like underwriting, claims, motor insurance, health insurance, bancassurance, reinsurance, liability insurance, aviation insurance, engineering insurance, agricultural insurance, marine insurance, etc will be helpful to enter in insurance sector. The article will review all...


3079 words (7.7 pages)
Types of Life Insurance: Advantages and Disadvantages

Some disadvantages of whole life insurance is that it is costly compared to term insurance, and it is much more complicated than term life insurance (New York State Insurance Department, 2011). An interesting fact about whole life insurance is that you can actually borrow money out of your account, which you cannot do with term insurance (Life Insur...


1819 words (4.5 pages)
Life Insurance in Bangladesh

Insurance Act 2010 and Insurance Development and Regulatory Authority Act 2010 were passed to better regulate the insurance industry and protect customers’ interests. After the new insurance act 2010 the insurance sector a remarkable solution of employment problem and also aware the benefits of life insurance.


3689 words (9.2 pages)
The Concept of Life Insurance and the Overview of Practices in Switzerland and Turkey Essay

The premiums of endowment life insurance are generally paid annually but if demanded they can also be paid as a net single premium.A recent survey by life insurers showed that the primary motive for buying life insurance is to provide protection for the family. Therefore, it is claimed that this insurance is in fact not an insurance but a savings op...


1636 words (4.1 pages)
Insurance Business in Bangladesh Essay

Sonar Bangla Insurance Ltd. Sadharan Bima Corporation ltd. Samata Insurance Company ltd. South Asia Insurance Co. Ltd. Takaful Islami Insurance Ltd. . These people/clients are likely to have better information about the quality of services provided by both public and private insurance companies and their inclination to select private insurance co...


1942 words (4.9 pages)
Private Health Insurance In Kenya Economics Essay

According to the Association of Kenya Insurers (2011), only four out of the 20 Private health insurance providers in Kenya made an underwriting profit in 2011, the four include General Accident Insurance Company, Jubilee Insurance Company, Mercantile Insurance Company and Real Insurance Company. Despite numerous efforts and strategies by insurance c...


4975 words (12.4 pages)
Principles of Insurance Essay

Whatever may be the reason of death (whether a natural death or an unnatural death) the insurer is liable to pay the amount of insurance. However, in case of life insurance, the principle of Causa Proxima does not apply.


1272 words (3.2 pages)
Insurance Policies Essay

Lastly, there are various considerations that must be taken into account when planning to acquire insurance policies in order to decrease the premium ratings: (1) seek out group plans (For many self-employed people, the cheapest and easiest way to obtain insurance is through a professional organization, trade association, or similar membership organ...


1294 words (3.2 pages)
Prospects of Insurance | Insurance Business Analysis

This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance, inland marine insurance or boiler insurance. Lack of information about the insurance companies: The insurance companies are not delivering their information (regarding company and insurance policy) properly or evenly which is a...


4840 words (12.1 pages)
six main principles in the property insurance

In property insurance, there are six main principles that govern a contract of insurance. However, the case Leyland Shipping Co. Ltd v. Norwich Union Fire Insurance Society Ltd (1918) changed this theory.


2865 words (7.2 pages)
The Importance Of Travel Insurance Commerce Essay

Travel insurance bought from travel suppliers is less inclusive than insurance provided by the insurance companies. Travel insurance that is temporary could be arranged at the booking time of the trip to cover the duration of the trip, or a more extensive insurance could be bought from travel agents, travel insurance companies or from travel supplie...


2529 words (6.3 pages)
Development of Regulatory Mechanism

.. A comprehensive wide case analysis of the role of IRDA in the last decade in respect of General Insurance Industry will aid and help in understanding the details regarding the benefits of the guidelines bestowed upon on the General Insurance Companies by the IRDA as well as to know the problems faced by General Insurance Companies in complying w...


3783 words (9.5 pages)
Background and overview of Marine Insurance Market Essay

Yacht Insurance The yacht insurance segment covers insurance towards private yachts, motorboats and sailboats. The Marine Insurance Act (1906) states “a contract of marine insurance is a contract whereby the insurer undertakes to indemnify the assured, in manner and to the extent thereby by agreed, against marine losses, that is to say, the losses i...


1489 words (3.7 pages)
Insurance Business in Bangladesh

According to the new rules the capital and deposit requirements for formation of an insurance company are as follows: Capital requirements: for life insurance company – Tk 75 million, of which 40% shall be subscribed by the sponsors; for mutual life insurance company – Tk 10 million; for general insurance company – Tk 150 million, of which 40% shall...


5304 words (13.3 pages)
Primary Benefits Of Life Insurance Business Essay

This “someone else” in insurance industry can be directly related to an agent or so-called insurance planner of XYZ company while choosing Insurance. Life insurance in India has been made a federal matter by The Insurance Act, 1938 and Insurance Regulatory and Development Authority Act 1999.


2085 words (5.2 pages)
Insurance as a Tool of Risk Management

While risk management and insurance are closely related, insurance alone is not risk management. STATEMENT OF PROBLEM: The proposed study aims to analyze the meaning of risk, time of commencement of risk in an insurance contract, the different types of risks covered by various types of insurance, its benefits and the role of the life insurance corpo...


5218 words (13.0 pages)
Health Insurance In India A Closer View Economics Essay

1956 led to nationalisation of Life Insurance and with growing mal practices and corruption in 1972 General Insurance Industry was nationalised in effect from 1st January 1973, with the formation of holding company General Insurance Corporation (GIC) having four subsidiaries under it, New India Assurance Company Ltd, National Insurance Company Ltd, ...


4746 words (11.9 pages)
Pros and Cons of Insurance Policies: an Exploratory Study

There are only two highly rated carriers licensed in all 50 states that have experienced severe financial difficulty, Executive Life Insurance Company (ELIC) and Mutual Benefit Life Insurance Company (unrelated to Mutual Benefits Corporation, a failed life settlement provider In 1991, as the recession deepened and the real estate market softened, Mu...


1691 words (4.2 pages)
Millennial Generation

During that period, Bank Negara Malaysia has allowed some of the insurance companies to establish Malaysia first interactive insurance website which enabled insured can make online payment and renewal of motor vehicles’ insurance policy. The Insurance Act 1996 has replaced the Insurance Act 1963 on 1st January 1997 in order to supervise and regulate...


4786 words (12.0 pages)
Education Policy In Bangladesh Essay

Delta Life Insurance Co. Ltd. established mainly through the initiative of a group of Bangladeshi professionals then working abroad along with a few enthusiastic local entrepreneurs, started its operation in December, 1986 after the Government of Bangladesh allowed the private sector to operate in the insurance sector in 1984 to carry on the busines...


3908 words (9.8 pages)
All About Home Insurance Business Essay

Home Insurance or Householder’s Insurance as is commonly referred to is a type of Property Insurance that covers Private Homes. The Key Determinants for demand for household insurance depends on Premium of insurance cover.


3598 words (9.0 pages)
Determine The Motivation Factors Tourism Essay

When customer comes to buy insurance, very few people contact an insurance company directly, the insurance agent play the role to solicit and sell insurance policies to the general public. This study aims to determine the motivation factors affecting toward insurance agents’ job satisfaction so as to contribute for insurance companies and the public.


1219 words (3.0 pages)
Insurance Company Broker Analysis

AXA are a major leading insurance company who not only provide great insurance policies and cover, but also play a vital role in the Irish economy providing much need jobs throughout their 50 branches across Ireland . IE: if a person who holds a third party fire and theft motor insurance policy crashes their car and tries to claim for damage to thei...


2797 words (7.0 pages)
Finanical Statement Analysis Essay

General Insurance comprises of insurance of property against fire, burglary etc, personal insurance such as Accident and Health Insurance, and liability insurance which covers legal liabilities. It has been also the pioneer in taking Insurance to rural masses with large level implementation of Universal Health Insurance Programme of Government of In...


1883 words (4.7 pages)
India and UK Financial Insurance Industry Analysis

There are different insurance companies that offer wide range of insurance options and an insurance purchaser can select as per own convenience and preference. General insurance plans are also available to cover motor insurance, home insurance, travel insurance and health insurance.


5013 words (12.5 pages)
Agriculture Insurance in India , Problems and Prospectus Essay

Providing Government help to private sector insurers would help in increasing insurance coverage and in improving viability of the insurance schemes over time. The insurance agency should offer insurance cover to include price guarantee which could be minimum support price in some cases or market based price from the past.


2234 words (5.6 pages)

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